Many insurers will often not provide homeowner’s insurance coverage for several of the dog breeds listed below.
The following fifteen dogs are among the most dangerous breeds evidenced by statistics that include attacks on the owners.
1. American Pit Bull Terrier
These dogs repeatedly make headlines for attacking people. Their aggressive temperament matched with their strength historically saw them bred as fighting dogs. While dog fights are illegal, many of the dogs still exhibit the traits of fighters. These dogs were also used for baiting both bulls and bears so their genetic makeup is rather fierce.
Pit bulls have been known to attack children, the elderly, their owners – anyone that happens to be in their path. If the dog feels provoked or startled, it has been known to bite. Many owners swear that their pet would never attack them; however, this breed has led to more human fatalities than any other.
The sheer volume of Pit Bull attacks have prompted many insurers to deny coverage associated with homeowners insurance. Many owners have to seek a special policy for coverage liability protection where their pet is concerned. Of course, some don’t bother to tell their insurer about their new pet and this could lead to problems, especially if the dog does bite or injure someone.
It’s essential for pet owners to understand the nature of the breed they choose to bring into their home. While it may be true, indeed, that many of these canines have become revered members of the family, it also cannot be denied that this particular breed is responsible for more fatalities than any other type of dog.